How the next frontier of food innovation is rewriting the biology of ageing and why Switzerland is becoming the place where it happens. Consider the paradox at the heart of …
Read MoreWealthspan: Financial Resources to Support You Throughout Life
Wealthspan is the number of years your financial resources support you through life — covering daily living, major life decisions, and the rising healthcare and care costs that come with ageing. It is different from savings or pension capital alone, which simply measure what you have accumulated. You can have a long lifespan and a long healthspan, but still run short on wealthspan. The gap between how long you live and how long your money lasts is a growing risk for many people in Switzerland, and it’s a gap that planning can meaningfully close.
What shapes your wealthspan?
Wealthspan is not determined by income alone. How long your resources last depends on how early you plan, how you invest, how you prepare for healthcare and long-term care costs, and how well your pension, savings, and insurance work together.
Wealthspan in Switzerland — where we stand
Switzerland has one of the world’s strongest three-pillar pension systems: the state pension (AHV), mandatory occupational pension (BVG/pension fund), and voluntary private savings (Pillar 3a/3b). But for many people, the first and second pillars combined no longer cover the standard of living they had before retirement.
This means many retirees rely more heavily on private savings than they may have planned for at exactly the point in life when healthcare and care costs tend to rise. A long lifespan without a matching wealthspan can mean financial dependence in the years that should bring the most freedom.
Our role in extending wealthspan in Switzerland
Planning for wealthspan starts early and the earlier you understand your pension situation and savings options, the more room you have to act on them.
At Health2Wealth, we bring together financial planners, pension experts, insurers, and engaged individuals, and translate their knowledge into events, education, and practical tools that people in Switzerland can use to plan ahead and spend many years in financial freedom.
Explore our upsoming Wealthspan Events
Explore Wealthspan Blog Articles
The Wealthspan Equation: Why Living Longer Is No Longer Enough
As living longer reshapes the global health landscape, insurers face an unprecedented reckoning. The risks they price are being rewritten. There is a quiet revolution underway in how we think …
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The night shift your body can’t afford to skip
Somewhere along the way, we started treating sleep as optional, a variable we can compress when deadlines loom, sacrifice when ambition calls and “catch up on” at the weekend. This …
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At our core, we believe ageing should be an adventure, not a burden. That’s why every initiative is designed to turn longevity science into a joyful action.
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